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Some plans also include coverage for critical illnesses and personal accident. Health Insurance Plan Exclusions. Following are some of the most medicune health or medical insurance plan hhealth we should uc health integrative medicine aware of: Critical illnesses coverage for pre-existing diseases is subject to a waiting period which can vary from one insurance company to another Treatment in abroad or by an under-qualified medical professional Pre-existing condition: Defined as a cancer condition primary or metastatic ; pre-cancerous condition or related condition s uc health integrative medicine which the insured had symptoms or was diagnosed earlier or got medical treatment prior to the date on which the policy was issued Caused or contributed by in whole or in part Sexually Transmitted Diseases AIDS or HIV Caused uc health integrative medicine contributed by in whole or in part any of the following: Intoxication by alcohol or narcotics or drugs not prescribed by a Registered Medical Practitioner.

Nuclear, biological or chemical contamination NBC Note: The Health Insurance exclusions mentioned above can vary from one insurer to another. Corona Rakshak A hemorrhoids medicine policy that offers lump sum payment equal to the sum assured if you are diagnosed by a government approved novant health union cross family medicine centre and requires hospitalization for 72 hours.

Source: As per Press Release medicine practitioner holistic.