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Making this change could help millions more people access help to pay for health insurance coverage through the Marketplaces. Despite strides toward decreasing the number of individuals without affordable and adequate health just click for source since the ACA passed, gaps in knowledge about the ACA and its opportunities and requirements persist.

According to a March Kaiser tracking poll, about one-third of respondents were unaware that the ACA created Health Insurance Marketplaces or link financial assistance was available to low- and moderate-income Americans who do not get insurance through their jobs In states running their own Marketplaces or partnering with the federal government to run them, there were about twice as many Assisters available per uninsured person than in states with Marketplaces fully implemented and run by the federal government alone 3.

At the end of the open enrollment period, demand for Assisters atrium health primary care fort mill internal medicine exceeded supply, with some Assisters reporting that they had to turn people away.

In addition to building awareness about the Marketplaces and the ACA, more education is needed on health insurance generally, particularly for individuals who are new to health insurance coverage. According to the survey of Assister programs, there is a lack of health insurance literacy among consumers who seek help from the programs, particularly for Marketplace consumers who have no experience with private health insurance However, improving health insurance literacy can atrium health primary care fort mill internal medicine be effective if individuals shopping for health insurance have access to all the information they need to make an informed decision.

Further lowering of the uninsurance rate will require additional public education about the ACA and the new ways individuals can access coverage, especially in areas and within populations that may not have fully benefited from previous outreach efforts.

According to Nadine Gracia of the HHS Office of Minority Health, a lesson from the first open enrollment period in the Marketplaces was that outreach and education must be tailored to reach minority communities Groups experienced in working with atrium health primary care fort mill internal medicine Asian-American, Native Hawaiian, and Pacific Islander populations made recommendations to address barriers and challenges faced by these groups during the first open enrollment These recommendations included improving training for Marketplace call center operators, interpreters, Navigators, and other enrollment Assisters to better serve consumers with low English proficiency LEP and immigrants; creating more useful translated resources atrium health primary care fort mill internal medicine in-language tools; and making call centers more accessible to LEP consumers and Assisters.

Heeding this advice, HHS provided dedicated funding to 13 organizations to support enrollment of racial and ethnic minorities in coverage during the second Marketplace open enrollment period Marketplace outreach and enrollment efforts should continue to include health insurance literacy as a focus. These efforts, combined with additional tools to improve health plan transparency, will help consumers gain a better understanding of health insurance and how to select and use a health coverage plan.

In addition, continued and stable funding for in-person assistance will remain important to support consumers of all races and ethnicities, help increase health insurance literacy, and increase enrollment through here Marketplaces.

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