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Workers, not employers, ultimately pay for the net-of-taxes cost of employer-sponsored health insurance. Employees are essentially paid the value of what they produce. Compensation can take many forms: money wages, vacation days, pensionsand health insurance coverage. If health insurance is added to the compensation bundle healthcare.gov see plans if the health insurance becomes more expensive, something else must be healthcare.gov see plans from the bundle.

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A recent study demonstrates the effects of rising insurance premiums on wages and other benefits in a large firm. Workers could trade wages for additional benefits credits, and vice versa. Health insurance premiums on all plans increased each year. When all health insurance premiums increased, the workers switched to relatively less expensive health plans, took fewer other benefits, and https://healthhive.website/health/assurance-enrollment.php their take-home pay.

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